Money Management Made Just for You

Whether it’s a simple checking account for everyday banking needs or a customized program designed to give back to those who serve our community, Investar checking accounts provide a convenient, affordable and safe way to manage your money.

All of the accounts listed below have the following complimentary benefits:

  • Online, mobile and text banking
  • Mobile deposits (must meet eligibility criteria)
  • Visa® debit card, available upon request
  • Refund of foreign ATM fees up to $12.50/statement cycle
  • Unlimited check writing
  • First order of checks free (shipping and handling may apply)

Check Ordering - conveniently order checks through your Online Banking Log In.

Basic Checking

FOR YOUR EVERYDAY BANKING NEEDS

Personal Checking

  •  Minimum to open $100
  • Daily balance determines monthly statement cycle service charge

Interest Earning Accounts

The Next Step Toward Your Financial Future

Star Simple Checking

  • Minimum to open $100
  • Promotional rate for the first six (6) months after opening account
  • Any balance of at least $0.01 earns interest
  • Maintain a daily balance of only $2,500 to avoid the statement cycle service charge of $10

Star Silver Checking

  • Minimum to open $100
  • Any balance of at least $0.01 earns interest**
  • No statement cycle service charge
  • Tiered rates –  no maximum dollar amount - your entire account earns a great rate with these two (2) simple requirements: 

       - Payroll/Social Security direct deposit (ACH)
       - Paperless statements: paper statements available for $10 fee per statement cycle and reduced Annual Percentage Yield (APY)

**Must meet the two (2) requirements listed above to earn our highest rate. Star Silver accounts not meeting these requirements will earn a lower Annual Percentage Yield (APY).

Specialty Accounts

For Those Who Serve Our Community

Star Legacy Checking (50+)

An account designed for customers age 50 and better.

  • Minimum to open $100
  • No statement cycle service charge
  • Any balance of at least $0.01 earns interest

First Responder Checking

You’ve done the bright thing for years by serving our community – now it’s our turn to serve you! This account is for all current and retired police, military, FEMA workers, firefighters, nurses, American Red Cross employees, EMT/Paramedics, river boat pilots, and members of the United States Armed Forces and National Guard. 

  • Minimum to open $100
  • No statement cycle service charge
  • $500 minimum daily balance to earn interest
  • Refund of foreign ATM fees up to $12.50 per statement cycle
  • Free online banking and mobile check deposit
  • First order of checks free (shipping and handling may apply)

Star Educator Checking

We have the bright account for all current and retired educators. Thank you for your service to our community!

  • Minimum to open $100
  • No statement cycle service charge
  • $500 minimum daily balance to earn interest
  • Refund of foreign ATM fees up to $12.50 per statement cycle
  • Free online banking and mobile check deposit
  • First order of checks free (shipping and handling may apply)

Star Advantage

  • Basic and Premium options available (Common Carrier Insurance and Accidental Death & Dismemberment Insurance coverage differs)
  • Minimum to open $100
  • Free checks, official checks and money orders (shipping and handling may apply)
  • Basic option includes $8 per monthly statement cycle service charge
  • Premium option includes $10 per monthly statement cycle service charge 

 To apply or learn more, please call 866.604.2006 or visit a branch.

You can open a checking account online today!

Open an Account