Money Management Made Just for You
At Investar, we are committed to providing you with a complete array of personal banking services that's just that—personal. That's our promise to each customer and the way we make banking, brilliant.
All of the accounts listed below have the following complimentary benefits:
Electronic banking: Online, bill pay, mobile, telephone and text* banking
Mobile check deposits (must meet eligibility criteria)
Visa® debit card, available upon request
eStatements
Unlimited check writing
Check Ordering: conveniently order checks through your Online Banking Login.
*Data rates may apply
Basic Checking
FOR YOUR EVERYDAY BANKING NEEDS
Investar Checking
- Minimum to open $100
- Monthly minimum balance fee of $13*
*Monthly minimum balance fee is waived when account balance is $1,500 or more each day of the statement cycle OR if your personal Investar checking, savings or personal money market account balance is $5,000 or more (excludes all CDs & IRAs) each day of the statement cycle.
Interest Earning Account
The Next Step Toward Your Financial Future
Investar Plus Checking
- Minimum to open $100
- Any balance of at least $0.01 earns interest^
- Monthly minimum balance fee of $15*
- Unlimited official checks
^Tiered interest rate based on account balance
*Monthly minimum balance fee is waived when account balance is $2,500 or more each day of the statement cycle OR if your personal Investar checking, savings or personal money market account balance is $5,000 or more (excludes all CDs & IRAs) each day of the statement cycle.
Star Simple
- Minimum to open $100 with new funds not already with Investar^
- Any balance of at least $0.01 earns interest
- Monthly minimum balance fee of $10*
^To open this account, we require a deposit of new funds (new account number is required) not currently on deposit with Investar or the account must be funded with proceeds from an Investar certificate of deposit.
*Monthly minimum balance fee is waived when account balance is $2,500 or more each day of the statement cycle.
Specialty Accounts
For A Variety of Individuals
Star Legacy Checking (50+)
An account designed for customers age 50 and better.
- Minimum to open $100
- Any balance of at least $0.01 earns interest
- Monthly minimum balance fee of $5*
*Monthly minimum balance fee is waived when an account balance is $500 or more each day of the statement cycle.
Investar Student Checking
For students 18+ years of age with proof of current student status presented at account opening*
- Minimum to open $100
- No monthly statement cycle service charge
*Account converts to Investar Checking when account holder turns 24 years of age
Star Lit Youth Checking
For teens between 13-17 years of age, this account* is designed to help teens take their first steps toward managing their own money and learning how to become financially responsible. It's available to children of Investar customers; a parent or legal guardian must be a co-owner on this noninterest bearing account when opening at a branch.
- Minimum to open $25
- No minimum monthly balance
- No monthly fee
- No checks
- Visa debit card, upon request
- Free paper statements & eStatements
* Account converts to Investar Student Checking when account holder turns 18 years of age
Brilliant Checking
This account provides the predictability of a low, flat monthly fee with no overdraft or non-sufficient fund fees.
- Minimum to open $25
- $5 per monthly statement cycle service charge
- The statement cycle service charge of $5 will be waived if the balance in the account is $100 or more each day of the statement cycle or if at least one direct deposit (payroll, Social Security, etc.) is made to the account each statement cycle.
*Account must be opened at a branch
Assured Checking
Additional FDIC Deposit Insurance
This account is designed to provide millions of dollars of FDIC deposit insurance protection through a fully automated cash management account.
- Minimum to open $500,000
- Any balance of at least $.01 earns interest
- No transaction volume limitations
- No monthly statement cycle service charge