Money Management Made Just for You

Whether it’s a simple checking account for everyday banking needs or a customized program designed to give back to those who serve our community, Investar checking accounts provide a convenient, affordable and safe way to manage your money.

All of the accounts listed below have the following complimentary benefits:

  • Online, mobile and text banking
  • Mobile deposits (must meet eligibility criteria)
  • Visa® debit card, available upon request
  • Refund of foreign ATM fees up to $6 per monthly statement cycle
  • Unlimited check writing

Check Ordering - conveniently order checks through your Online Banking Log In.

You can open a checking account online today!

Open an Account

Basic Checking

FOR YOUR EVERYDAY BANKING NEEDS

Personal Checking

  • Minimum to open $100
  • Daily balance determines monthly statement cycle service charge

Interest Earning Accounts

The Next Step Toward Your Financial Future

Star Simple Checking

  • Promotional interest rate for the first six (6) months after opening account
  • Minimum to open $100 with new funds not already with Investar Bank
  • Any balance of at least $0.01 earns interest
  • Maintain a daily balance of only $2,500 to avoid the monthly statement cycle service charge of $10

Star Silver Checking

  • Minimum to open $100
  • Any balance of at least $0.01 earns interest**
  • No monthly statement cycle service charge
  • Tiered rates –  no maximum dollar amount - your entire account earns a great rate with these two (2) simple requirements: 

       - Payroll/Social Security direct deposit (ACH)
       - Paperless statements: paper statements available for $10 fee per statement cycle and reduced Annual Percentage Yield (APY)

**Must meet the two (2) requirements listed above to earn our highest rate. Star Silver accounts not meeting these requirements will earn a lower Annual Percentage Yield (APY).

Specialty Accounts

For A Variety of Individuals

Star Legacy Checking (50+)

An account designed for customers age 50 and better.

  • Minimum to open $100
  • No monthly statement cycle service charge
  • Any balance of at least $0.01 earns interest

First Responders & Educators Checking

You’ve done the bright thing for years by serving our community – now it’s our turn to serve you! This account is for all current and retired police, military, FEMA workers, firefighters, nurses, American Red Cross employees, EMT/Paramedics, river boat pilots, and members of the United States Armed Forces, National Guard and educators. Thank you for your service to our community!

  • Minimum to open $100
  • Promotional rate for the first six (6) months after opening account
  • No monthly statement cycle service charge
  • $500 minimum daily balance to earn interest

Star Advantage

  • Basic and Premium options available (Common Carrier Insurance and Accidental Death & Dismemberment Insurance coverage differs)
  • Minimum to open $100
  • Free checks, official checks and money orders (shipping and handling may apply)
  • Basic option includes $8 per monthly statement cycle service charge
  • Premium option includes $10 per monthly statement cycle service charge 

Brilliant Checking

As a requirement to open this account, customers must complete a financial education course called "FDIC Money Smart - Check It Out."

  • Minimum to open $25
  • No charge for in-network ATM transactions
  • $8 per monthly statement cycle service charge
    • Monthly fee waived with setup of monthly payroll/SS direct deposit or minimum daily balance of $100 or more

Assured Checking

Additional FDIC Deposit Insurance

This account is designed to provide millions of dollars of FDIC deposit insurance protection through a fully automated cash management account.

  • Minimum to open $250,000
  • Any balance of at least $.01 earns interest
  • No transaction volume limitations
  • No monthly statement cycle service charge

To apply or learn more, please call 866.604.2006 or visit a branch.