At Investar, we are committed to providing you with a complete array of personal banking services that's just that—personal. That's our promise to each customer and the way we make banking, brilliant.

All of the accounts listed below have the following complimentary benefits:

  • Electronic banking: Online, bill pay, mobile, telephone and text banking*
  • Mobile check deposits (must meet eligibility criteria)
  • Visa® debit card, available upon request
  • eStatements
  • Unlimited Check Writing
  • Check Ordering: conveniently order checks through your Online Banking Login
  • If you view this page on your phone, please turn it to landscape to view the comparison table

* Data rates may apply.

PERSONAL CHECKING AT A GLANCE

Account FeatureInvestar CheckingInvestar Student Checking 1StarLit Youth Checking 2Health Savings Account 3Investar Plus CheckingStar CheckingStar Simple CheckingStar Legacy Checking (50+)4Assured Checking5
Interest Bearing ★ ★ ★ ★ ★
Minimum to Open $100 $100 $25 $100 $100 $100 $100 $100 $500K5
Service Charge(s) $136 None None $37 $158 $79 $1010 $511 N/A
Minimum Balance to Earn Interest N/A N/A N/A N/A7 $0.01 $0.01 $0.01 $0.01 N/A
Minimum Daily Balance to Avoid Service Charges $1,500 N/A N/A $1,500 $2,500 $100 $2,500 $500 N/A5
Free Debit Card(s), Online Banking, Mobile App, eStatements ★ ★ ★ ★ ★ ★ ★ ★ ★

1 - Account is for students 18-23 years of age with proof of current student status at account opening.

2 - Account is for teens between 13-17 years of age with proof of current student status at account opening. A parent or legal guardian must be a co-owner minimum on the non-interest bearing account.

3 - Non-interest and interest bearing options available.

4 - Customers must be ages 50 and older to open this account.

5 - Offers extended FDIC insurance coverage. See a Treasury Management Sales officer for details.

6 - $13.00 Monthly Service Charge Fee waived if a minimum daily balance of $1,500 is maintained, or Personal CK/SAV/MMDA has a minimum daily balance of at least $5,000. (excludes CDs/IRAs)

7 - $3.00 Monthly Service Charge Fee waived if the minimum daily balance during the statement cycle is $1,500 or more

8 - $15.00 Monthly Service Charge Fee waived if a minimum daily balance of $2500 or Personal CK/SAV/MMDA has a minimum daily balance of at least $5000. (excludes CDs/IRAs)

9 - $7.00 Monthly Service Charge Fee waived if all 3 qualifiers are not met. Qualifiers are: Enrollment in eStatements, receive an external ACH direct deposit/Credit monthly, and complete 10 debit card point of sale transactions that post and clear the account per statement cycle.

10 -$10.00 Monthly Service Charge Fee waived if a minimum daily balance of $2500 is maintained

11 - $5.00 Monthly Service Charge Fee waived if a minimum daily balance of $500 is maintained.

BASIC CHECKING

For Your Everyday Banking Needs

  • Minimum to open $100
  • Monthly minimum balance fee of $13*
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*Monthly minimum balance fee is waived when account balance is $1,500 or more each day of the statement cycle OR if your personal Investar checking, savings or personal money market account balance is $5,000 or more (excludes all CDs & IRAs) each day of the statement cycle.

INTEREST EARNING 

  • Minimum to open $100
  • Any balance of at least $0.01 earns interest^
  • Monthly minimum balance fee of $15*
  • Unlimited official checks
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^Tiered interest rate based on account balance

*Monthly minimum balance fee is waived when account balance is $2,500 or more each day of the statement cycle OR if your personal Investar checking, savings or personal money market account balance is $5,000 or more (excludes all CDs & IRAs) each day of the statement cycle.

  • Minimum to open $100 with new funds not already with Investar^
  • Any balance of at least $0.01 earns interest
  • Monthly minimum balance fee of $10*
Apply Now

^To open this account, we require a deposit of new funds (new account number is required) not currently on deposit with Investar or the account must be funded with proceeds from an Investar certificate of deposit.

*Monthly minimum balance fee is waived when account balance is $2500 or more each day of the statement cycle.

SPECIALTY ACCOUNTS

For a Variety of Individuals

An account designed for customers age 50 and better.

  • Minimum to open $100
  • Any balance of at least $0.01 earns interest
  • Monthly minimum balance fee of $5*
Apply Now

*Monthly minimum balance fee is waived when an account balance is $500 or more each day of the statement cycle.

For students 18+ years of age with proof of current student status presented at account opening*

  • Minimum to open $100
  • No monthly statement cycle service charge
Apply Now

*Account converts to Investar Checking when account holder turns 24 years of age

For teens between 13-17 years of age, this account* is designed to help teens take their first steps toward managing their own money and learning how to become financially responsible. It's available to children of Investar customers; a parent or legal guardian must be a co-owner on this noninterest bearing account when opening at a branch.

  • Minimum to open $25
  • No minimum monthly balance
  • No monthly fee
  • No checks
  • Visa debit card, upon request
  • Free paper statements & eStatements
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* Account converts to Investar Student Checking when account holder turns 18 years of age

This account is designed to provide millions of dollars of FDIC deposit insurance protection through a fully automated cash management account.

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To open an account listed above, visit a branch or apply online.
For more info, call 866.604.2006.

APPLY NOW

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