Home Loan Products*

Personalized Service

We offer a wide-range of competitive mortgage products which are serviced at Investar Bank. Our knowledgeable loan officers are ready to assist you with your mortgage financing. See below list of available mortgage product offerings.

Investar Bank NMLS# 481188

*Certain product restrictions and normal credit qualifications will apply.

NMLS Originators

Conventional Mortgage

Conventional Mortgage

  • Purchase and refinance options available
  • Fixed or adjustable rate options
  • Flexible loan terms available up to 30 years
CRA mortgage

Community Development Loans

  • Financing up to 100% loan-to-value
  • Private Mortgage Insurance (PMI) not required
  • Flexible loan terms available
  • Pricing available upon request
  • Rural development properties accepted
  • Down payment assistance for eligible applicants
  • Income and geography limitations apply
First time homebuyers

First Time Homebuyer Program

  • Up to 95% financing
  • Private Mortgage Insurance (PMI) not required
  • Flexible loan terms available
  • 1-2 Family Units
  • Down payment assistance for eligible applicants
Jumbo home

Jumbo Loans

  • Purchase and refinance options available
  • Fixed or adjustable rate options
  • Flexible loan terms available up to 30 years
Doctor Mortgage

Doctor Mortgage

  • Available for primary residence (1-4 Family Units)
  • Financing up to 100% loan-to-value
  • No Private Mortgage Insurance (PMI)
  • Purchase Only
Second Residence

Second Residence Program

  • Purchase or refinance a second home (cash out is not allowed)
  • Flexible loan terms available
  • 1-4 Family Units
Rural home

Rural Loans

  • Flexible loan terms available up to 30 years
  • Income and geography limitations apply
Construction Loan

Construction Loans

  • New construction home loan

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Questions? Call Us Toll-free at 855.676.7827

for rates and more details.

Business Hours: M-F 8:30am - 5pm