Your Future Looks Bright

We’re all about providing a brighter, more secure way to protect and grow your financial future. To get you started and keep you moving forward with your savings, we offer competitive rates on certificates of deposit (CDs) and individual retirement accounts (IRAs).

CDs are offered in terms of 1, 2, 3, 6, 9, 12, 15, 18, 24, 30, 36 and 60 months.*
Individual Retirement Accounts (IRAs) & Simple Retirement Accounts (SRAs) are offered in terms of 12, 24, 36, 48 and 60 months.

* Not all terms are available to be opened online. Please see a branch for more details.

You can open a CD online today!

Open an Account

Certificates of Deposits (CDs)

Investar Bank offers competitive rates on various certificates of deposit.

  • Minimum to open $500
  • Interest credited monthly
  • Penalty may apply for early withdrawal
  • Bump CDs available with $5,000 minimum opening balance

CDs are offered in terms of 1, 2, 3, 6, 9, 12, 15, 18, 24, 30, 36 and 60 months.

Individual Retirement Accounts (IRAs)

Simple Retirement Accounts (SRA) also available

  • Minimum to open $500
  • Traditional savings IRAs (interest credited quarterly)
  • Term IRAs (interest credited monthly)
  • Penalty may apply for early withdrawal

To learn more about CDs, IRAs and rates, please call 866.604.2006 or visit a branch.